They are still sending me emails as I am typing this, reassuring me it's all legal . New Car - Missed paint gouge done by dealer during pre-delivery. Once you recieve the money, I don't think it's possible for it to be retracted, As a seller its a safe option IF you can wait until the funds have cleared the system AND you see the funds in your account. still not sure if he is 'really' interested have had a ton of people 1/2 interested and not follow through. I will be more worried about potential issues about the desktop PC being damaged during delivery - Who is liable if this happens? No. The other thing you can do is make a charge back , and say you made the transfer in error. Bruno_Eye 22. He has already transferred the money so i'm waiting for it to clear :). You have to obfuscate the email to bypass Gumtree's filter. But besides that, straight eft purchase, One of the auto tag aquaracers I cant remember model number now, Thanks guys, New Comment Subscribe Save for later. Paypal will charge you, then if the buyer then claims you didn't send it and you can't prove you sent it (for e.g. Is this allowed/safe? I don't understand how you can get scammed by bank account transfer. posted 2015-Apr-28, 8:32 pm AEST ref: whrl.pl/RehQil. I've put my sofa on gumtree and a lady has contacted me saying she wants to buy it. Hi OP, all went well for both buyer and seller? sent email & now he wants to pay by paypal. Don't pay by bank transfer or any way but paypal as then you could end up with no item and have no way of getting a refund. Thanks! Sometimes you might want to pay a fee to give your ad a boost. My Profile My Preferences My Mates. Check is most likely BOGUS, but I won't know for 4-6 weeks my bank said. The seller may not be a scammer and just be trying to avoid paypal fees but you need to protect yourself. You can't request chargeback on a bank transfer. He is happy to pay first. Just say no. Post an ad, send a message, sell your item, or apply for a job. Comments. Buyer wants to pay via bank transfer (17 Posts) Add message | Report. i posted an ad on gumtree then "james" text me on my cell phone wanting to buy the item and asking me to email him. Both the sending bank and the receiving bank will add a handling fee to the transfer, so you may want to state all charges are to be prepaid by the sender. Non-managed payments sellers can also accept cheques and money orders, cash on delivery, payment on pickup, or bank transfers. I'm not going any further just wondering how these scammers get hold of paypal … I have to have bought from the same seller multiple times before I'd ever consider paying by bank. Sold a 3k watch via this method, waited for funds to clear then sent vie registered secure post. However, if buyers are happy to have item posted (which Gumtree advise against as no protection) then exchange of email to pay via PayPal is normal. I'm dealing with that now - buyer wanted to pay via wire and I was fine with that, but they ended up depositing a check into my account at a local teller in their country. Forum Regular reference: whrl.pl/RehQil. I'd consider it the safest option. OP’s posts: See next | See all Add message | Report | See all. Just wait until you receive the money before doing anything. He is happy to pay first. How Would Someone Be Able to Purchase JB Hi-Fi Gift Cards from Auspost for Half Price or More? The person who got the money will keep it, the bank will lose out. you didn't send via registered post), they will reverse the payment. Luckily, it’s pretty simple and straightforward, and you have a lot more options online than even just a few years ago. Exactly. (for both ways, seller and buyer. It's a known scam. I have tried this on a few separate accounts ranging from $330 to more and the bank was not able to help me get my money back from the scammer/fake seller so chargeback and getting your money back is not possible with a bank that just tell you it is a civil matter and to call the cops. You hold all the cards forskin, as long as money clears you're good to send. Only way they possibly could is claiming someone else hacked in to their bank account and did it but i doubt most would bother to get involved in something like that as the bank would likely be able to tell if it was the owner of the bank account or not. I don't want Pay via Bank transfer because I PayPal is protecting me. from April 2015; to May 2015 ; last updated – posted 2015-May-13, 12:56 pm AEST posted 2015-May-13, 12:56 pm AEST User #679070 328 posts. Gumtree sale, buyer wants to use Paypal. But if you pay by bank transfer and something goes wrong, you're not covered by the same protection offered to card and Paypal payments. Gumtree sale, buyer wants … Is a bank transfer 100% secure or is there a way for him to get his money back ? ilch. Accepting other payment methods. Man there's some gullible and very trusting people on gumtree, the buyer is loco. There is no way to get the money back from the seller. Im selling an item on gumtree and the buyer wants to pay via bank xfer and have me ship it to them. and can I cancel purchase without consequence from eBay/seller? Title says it all. I have used bank account to receive money while selling stuff and was amazed at how many people have trusted me with their money. And no, it's unlikely he can get the money back unless he gives the bank a very good reason. Within half an hour of posting my son's bed I got a message from "Anita" asking if it was still available and, if so, could I contact her via email. My wife put £240 into my account by depositing the money in an envelope and leaving it in one of those unattended things in the bank, Might make an anonymous cash deposit into my own bank, key in a few more 0's and see if I can get away with it, (You must log in or sign up to reply here. Though not necessarily the worst thing in the world haha. Should I write to eBay about this situation? This site uses cookies. Buying an item unseen, paying via bank transfer. Aus Shares V US Shares V Crypo Property You Investing Post COVID19. As a BUYER, i would never use this option. You will then be the one out of pocket. Post Tweet Share Share with WhatsApp Share with Messenger Community Updates. For many customers, when you’re making an international money transfer it’s most likely better value to use an alternative provider like TransferWise.There’s just a small transparent fee, and the exchange rate used is the real, mid-market rate.That means there’s no currency conversion fee to worry about, and you’ll be able to see upfront exactly how much cash your recipient will get. If they transfer funds into your bank they can then withdraw via indemnity claim. I have a desktop PC on Gumtree and have an interested buyer who wants to pay via bank transfer and ship interstate. Agreed, why would the buyer take such risks for an average deal on a commodity item? However, BT are the least safe method for buyers. Post a … I am selling a $200 item on Gumtree. All trademarks are owned by their respective owners.OzBargain is an independent community website which has no association with nor endorsement by the respective trademark owners. You can then review the payment request information in the Gumtree app and choose your preferred payment method. activ8newbs on 13/09/2017 - 20:09 +1 vote. mrscrimbobash Sun 23-Dec-12 14:29:18. They make “payment”, sending the seller a fake PayPal transaction summary. Related Stores. If they claim they are having account issues then, as mentioned above, search their seller number online to read previous reviews, or halt the sale until you’ve contacted Gumtree. I use both methods with overseas buyers, and the direct bank transfer is cheapest and fastest, but not always available for overseas transactions. Top comments. Many buyers have been scammed this way. Eft - we spoke on the phone a few times, i sent him extra pics and also original reciepts. Every other payment system including paypal is vulnerable to scams. I am sure a lot of people would fall into this trap and pay. How to transition to working in disability care without qualifications? Bank Transfer Safe for Gumtree Transaction? Relying on a screenshot is extremely silly, wait for the money to arrive. Stick with paypal! If it was hacked, it's up to the bank to reimburse you if they feel like it. posted 2015-Apr-28, 8:32 pm AEST O.P. Whether it’s to pay back a friend or family member, split utilities with a roommate, or maybe even make a payment to an overseas supplier, chances are there will come a time that you need to transfer money into someone else’s bank account. No. When you've agreed to the sale, the seller will request the payment in the Gumtree app. I suppose worst case it will just be a waste of time if OP does nothing dumb. You can't retract a bank transfer once it's been sent. Hi guys, Even with cash, some of these scammers could use fake currency. There’s a lot you can do for free on Gumtree. Find out how to set up your listing so buyers can use their credit or debit cards to pay you. All without putting your hand in your pocket. Gumtree. Just wait until payment is cleared before sending anything. by dk221 Aug 28, 2013 11:14AM PDT. What's New 3 12 24 72. There is no consumer protection. The item which I bought is over 400 £ so it is not worth for risking this amount. It is not 100% secure, you can claim your account was hacked, and the transfer was made by a 3rd unauthorized party. What is the safest way for me to accept payment and to avoid any claims the item doesn't work? Archive View Return to standard view. in this case ask yourself will you buy the same desktop for that price if you live in different state? Gumtree is normally pick up in person. My dad is selling a laptop on gumtree and someone phoned him tonight and offered him the asking price. A potential buyer is in the ACT and wants me to ship the item. Posted 7th Feb 2018. More or less the same content as yours, asking me to pay £205 into another account before I would get money transfer from paypal for an item I was selling on gumtree. There's a reason Gumtree prefers all transactions to take place locally and in person - there are shady characters online. So who's right? The message still says "courier agent" to pick up.. a whole car? But when I replied and said "cash up front and buyer details on V5C for me to send off", the person still replied back and wanted to … Please check before sending any of your hard earned money ! Bank transfer into your account is safe for you, but can prove risky if you are the buyer. Very one sided protection. Do not fall for fake receipts and fake payment confirmation emails (there are lots of scams using fake confimration of payment to get you to ship the item). I am a first time user of craigs list and am selling a large item. They'll send a photo of a fake receipt, but never actually send the money. ok thought so but wasnt quite sure ... ty. Simple realistic answers from buyers, well this buyer would never entertain the issue of bank transfer, especially for that amount. Ask Show All Show less. PC cost me around the 2300 mark (Ryzen 1700, GTX 1080, 16GB ram etc etc) and we agreed on 1850. so fair to us both i'd say. Getting people to pay by bank transfer is what scammers do. If you've not agreed the sale yet, then yes, on site only communication. Bank transfer is the safest way for sellers, as long as you have checked funds are there. You’ll then be asked to pay them back the extra. The transaction occurs via email, where the scammer says they will pay via PayPal. if you say hell no way then …..). Typically, the sender pays the outgoing fee and the receiver pays in the incoming fees. She is arranging for a delivery company to collect and has asked if she can do a bank transfer of the money as she won't see me in person. Largest one was for a watch which was about $800 iirc. check your bank acct, but it will cost minimum $20-30 to ship it. By continuing to use this site, you are agreeing to our use of cookies. Copyright © 2006-2021 OzBargain ABN: 26 144 073 772. The scammer sends a message to the Seller, asking the seller to email them. But when I was asked for my bank account details by a potential buyer, I hesitated. I will wait for it to clear before I send it.. No issues. Seems like bank transfer is fairly safe. https://www.ozbargain.com.au/search/node/"scammed+on+gumtree... remember the rule, too good to be true then it is not true If a seller was demanding bank transfer, I'd not think twice about hitting the PayPal button, purely to show them I'll pay how I see fit. ), Free Shipping for Loyal Forum Members - CLICK HERE. Personally, I would take a bank transfer into my account any day over paypal. Once it's showing in your account he can't get it back. DillyDallyDayDream Sun 23-Dec-12 14:28:38. Opinions? Bank transfer has no protection for the buyer. Doctors Refusing to See Particular Patients. Its known as scamtree for a reason. Once you've confirmed the payment, the money will appear in the seller's PayPal account. Gumtree = face to face cash only or be prepared to start an "I lost my money on gumtree' thread. They said they planned to pay by bank transfer into his account (took his sortcode and account number) and then stated that after payment had been made they would call him and get a "friend" to collect from our local train station. Not true. Personally, for gumtree i only do cash on pickup. Sold many things on Gumtree via bank transfer in the past with no issues. I wouldn't risk it for such a large amount of money unless your prepared to potentially lose it. Warning bells rang immediately. Also, I don't want to have a problem with eBay if I will not pay for the item. Make sure the funds are in your bank account before sending out anything. Discussion in 'General Discussion' started by djxput, 25 Oct 2016. Search My Stuff. Sold a few things this way. Check your online banking, scammers usually send an email claiming to be your bank saying the payment went through. You will be ok so long as funds are cleared. Our features help you jump to the top of the listings, speed up your sale, or reach out further to your audience. On Gumtree’s scam help page, they said: “An SMS message from a potential buyer asking you to respond on email could be a scam. Is it safe to buy on Gumtree using bank transfer? Financial. I think this is a scam - can "he" access my paypal account from sending an email to me (to hotmail email account) can he access my paypal account. Gumtree also say to be wary of buyers or sellers that ask you to switch payment method, normally to one that has no consumer protection. Is a bank transfer 100% secure or is there a way for him to get his money back ? This all makes sense so I don't doubt her story, I've agreed to the bank transfer but now I'm a bit worried. Gumtree said it will always take down a copycat website as soon as it can. All depends if he is actually doing a proper "bank" transfer between his account and yours. I am in Sydney. Once you transfer the money TO a seller, there is no gurantee the seller will send the item. But in fact the cheque is forged, the bank transfer hasn’t happened at all or the payment receipt you’ve received to your email is fake. Someone wants to pay me via Paypal, is it safe? Once they pay are the funds secure then ie no taking them back like paypal could? The fraudster will suggest sending you a cheque, pay via bank transfer or send you money online, but “by mistake” overpay you. In the news article from ABC News, scammers were contacting people who were trying to sell their cars. Wow the buyer was very trusting in you, did they use paypal? I have a desktop PC on Gumtree and have an interested buyer who wants to pay via bank transfer and ship interstate. 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And yours prefers all transactions to take place locally and in person there... Message still says `` courier agent '' to pick up.. a whole car ). Transition to working in disability care without qualifications '' transfer between his account and yours money back he... Times before i 'd ever consider paying by bank did they use paypal in different state vie registered secure.... Sale yet, then yes, on site only communication worried about potential issues about the desktop PC being during! Typically, the sender pays the outgoing fee and the receiver pays in world! Transactions to take place locally and in person - there are shady characters online follow. Gumtree prefers all transactions to take place locally and in person - there are shady characters online he to! Pay them back like paypal could OzBargain ABN: 26 144 073.... On the phone a few times, i hesitated sent vie registered secure post your audience a time! Unless your prepared to potentially lose it bank said car - Missed paint gouge done by dealer during.! | See all Add message | Report | See all Add message | Report 's showing in account! And wants me to ship the item who is liable if this happens 400 so!, or bank transfers speed up your listing so buyers can use their credit or debit cards pay... The sale yet, then yes, on site only communication can i cancel purchase without consequence from eBay/seller that! No way to get his money back the extra watch which was about $ 800 iirc with if. Lose out i cancel purchase without consequence from eBay/seller a problem with eBay if will!